Friday, 4 November 2016

GIS and Loans by Carol Warner, Manager, Government Indemnity Scheme, Arts Council England

We all appreciate the benefit of GIS in supporting our sector, indeed without it, many of the amazing loans and exhibitions that make our jobs such rewarding ones, could not happen. ACE estimate the scheme saves the sector £15 million pounds a year, from supporting recent loans as diverse as the stunning Ostro Topaz to King John’s teeth!

Although most registrars have a well-thumbed copy of the GIS guidelines to hand there is always more to learn so it was interesting to hear from Carol Warner, who manages the scheme for ACE, with some updates and FAQ’s.


The focus of the presentation was a summary of the new guidelines around the conditions precedent. These must now form part of the loan agreement though a side letter or email (moving with the times!)  is permissible as long as that letter or email references the original loan agreement and does not contradict it.  Without the conditions precedent included, the basis on which cover has been provided is null and void and there is no legal basis for paying a claim.

Carol then ran through a number of the most commonly asked questions about GIS and rather than going into detail here, you can find them and their answers in the copy of her presentation now available on the UKRG website.



She also looked at a number of queries from lenders which are becoming more common and what the solutions are;

War and /or Negligence clause - this can be covered if some set questions can be answered. For example if war cover is requested during transit details of transport and routes will be requested.

Comfort letter regarding claim process – This confirms the process and procedure should a claim be made.  Once ACE is satisfied with a claim they will pay in 4-7 working days.

Inalienability –  The concept of inalienability is not recognised in English law but ACE can issue a comfort letter stating that “ the indemnity offered by the UK Government does not affect title to the object” In England it is possible that title may be transferred to a finance company or retained by the owner. Whoever has the title must be listed on the indemnity schedule otherwise this may make it invalid.

Contingency or Difference in Condition insurance is an increasingly frequent request from Italian institutional lenders. This usually requires the borrower to pay a premium to the lenders insurance agents to cover everything not covered by GIS.



Touring exhibitions – GIS cover for transfers.
Having recently negotiated two different agreements with partners for two similar touring exhibitions I was very interested to hear what the advice would be. Carol advised that where a UK partner is the lead partner for a tour then two legs would usually be covered. Otherwise the benefits to the UK public have to be demonstrated and the cost of commercial insurance calculated to show the savings which could be made.

The full presentation is now on the UKRG website and further information can be found on the link below.

Thanks to Carol for the update and thank you to UKRG for giving me a bursary towards the cost of attending the AGM event.

By Jacqui Austin, Lead Registrar: Loans, touring & partnerships, National Galleries of Scotland

129 comments:

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  2. Hello Everybody, My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com)

    ReplyDelete
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  10. I'm Joyce Kane living in USA.I want to share this great testimony on how I got my loan from DAVIS LOAN COMPANY INC..I couldn't pay my bills anymore.
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    ReplyDelete
    Replies
    1. Divine Loan Opportunity Offered By CHESTER BRIAN LOANS That Save My Family From Financial Bondage {Brianloancompany@yahoo.com }

      Hello Everyone, I am Rosie Rhoma a single mom from Texas USA, I will like to share this great testimony on how i got a loan from Chester Brian Loans, when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan from my bank and some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to Daisy Maureen. At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought, due to my homelessness i had to take a trial and applied for the loan, luckily for me i received a loan of $80,000.00 from Chester Brian Loans. Am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All thanks and gratitude goes to CHESTER BRIAN LOAN COMPANY for giving a meaning to life when i had lost all hope. If you currently seeking for a loan assistance, you can contact them via: {Brianloancompany@yahoo.com } OR text (803) 373-2162

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    ReplyDelete
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    1. Divine Loan Opportunity Offered By CHESTER BRIAN LOAN COMPANY That Save My Family From Financial Bondage {Brianloancompany@yahoo.com }

      Hello Everyone, I am Rosie Rhoma a single mom from Texas USA, I will like to share this great testimony on how i got a loan from Chester Brian Loans, when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan from my bank and some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to Daisy Maureen. At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought, due to my homelessness i had to take a trial and applied for the loan, luckily for me i received a loan of $80,000.00 from Chester Brian Loans. Am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All thanks and gratitude goes to CHESTER BRIAN LOAN COMPANY for giving a meaning to life when i had lost all hope. If you currently seeking for a loan assistance, you can contact them via: {Brianloancompany@yahoo.com } OR text +1(803) 373-2162 visit our page now on http://brianloancompany.bravesites.com/

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    * Education Loans
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    *Refinancing Loans
    * Home Loans

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    Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. AND you can know know about them via web page https://jonesloanfinance.wixsite.com/loan or contact them via email on {jonesloaninvestment@hotmail.com} or Text +1(240) 686-5090

    ReplyDelete
  14. Hello.

    Greetings, i'm Hogg Robert Tom from LA, I am very happy to receive a loan from the European part of the world, they gave me a loan to settle my hospital bills, They saved me from loosing my house. this message might be of help to you guys that also need a loan in other not to go the wrong side in your search you have to contact this company William Paul Loans. Via E_mail: williampaul356@gmail.com

    Regards.

    ReplyDelete
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    Hello Everyone, I am Rosie Rhoma a single mom from Texas USA, I will like to share this great testimony on how i got a loan from Chester Brian Loans, when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan from my bank and some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to Daisy Maureen. At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought, due to my homelessness i had to take a trial and applied for the loan, luckily for me i received a loan of $80,000.00 from Chester Brian Loans. Am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All thanks and gratitude goes to CHESTER BRIAN LOAN COMPANY for giving a meaning to life when i had lost all hope. If you currently seeking for a loan assistance, you can contact them via: {Brianloancompany@yahoo.com } OR text +1(803) 373-2162 visit our page now on http://brianloancompany.bravesites.com/

    ReplyDelete
  18. This is the newly Exxon Mobil Loan Company, they give out loans at 2% interest rate. Are you tired of seeking loans and Mortgages, have you been turned down constantly By your banks and other financial institutions, We offer any form of loan to individuals and corporate bodies at low interest rate. If you are interested in taking a loan, feel free to contact us today, we promise to offer you the best services ever. Just give us a try, because a trial will convince you. What are your Financial needs? Do you need a business loan? Do you need a personal loan? Do you want to buy a car? Do you want to refinance? Do you need a mortgage loan? Do you need a huge capital to start off your business proposal or expansion? Have you lost hope and you think there is no way out, and your financial burdens still persists? kindly go ahead and fill up the loan form and get back through exxonmobilloancompany@gmail.com so we can proceed.

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    ReplyDelete
  19. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $3000,000.000 as low as 3%interest Kindly respond immediately to this email: jorgebeckerlloans@gmail.com

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    ReplyDelete
  20. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over world. With our flexible lending packages, loans can be processed and transferred to the borrower within the shortest time possible, contact our specialist for advice and finance planning. If you need a quick loan contact us via Email:honestloan10@gmail.com

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    ReplyDelete
  21. Are you tired seeking Loan to finance your Business, has Bank stress be upon you all this years and you cannot get Loan to start up your Business, or are you financially embarrassed that you cannot pay up your Debt and Bills, Do you think of getting a Loan ? Are you seriously in need of an urgent loan? while don't you hurry now and Grab your Guaranteed and Secured Loan today at Nabil Al-Mubarak, we give out the best service ever to all our customer, and will are working towards an beyond our customers reach and expectation, as we Render out all kinds of Loans. to Loan seekers, Individuals, Cooperate Organization's, Companies, and so on .Contact us At : fasterloanservice@gmail.com

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    ReplyDelete
  22. How I Got Back On My Feet Again Through The Help Of A Reliable Loan Company

    Am here to share my testimony of what a good trusted loan company did for me. My name is Robert Laura, from Texas United States and I’m a lovely mother of 3 kids i lost my Job a couple of months ago 14th January precisely and things where so hard for me and my children, I went online to seek for a loan assistance and i fall into the hands of scammer, i was scam over $4,500.00 dollars, all my access where all gone, taken away from me. all hope was lost and i and my kids where sleeping in the street not until one faithful day when i met this friend of mine who recently secured a loan from PHILIPS LOAN FIRM. She introduced me to this honest company who helped me get a loan in less that 24 hours which was May 25th 2017 without any stress, i will forever be grateful to MR Philips Harvey, for helping me get back on feet again. you can contact them via email: Philipsharveryloanfirm@gmail.com, they do not know I’m doing this for them, but i just have to do it because a lot of people are out there who are in need of a loan assistance and they have been scammed like me please come to this company and be saved.Email:(Philipsharveryloanfirm@gmail.com)

    Regards.

    ReplyDelete
  23. WE OFFER ALL KIND OF LOANS APPLY FOR AFFORDABLE LOANS.

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    ReplyDelete
  24. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $3000,000.000 as low as 3%interest Kindly respond immediately to this email: jorgebeckerlloans@gmail.com
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    ReplyDelete
  25. I have been so poor and sick before, but now i am rich and healthy
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    ReplyDelete
  26. WE OFFER ALL KIND OF LOANS APPLY FOR AFFORDABLE LOANS.

    ADAM FRED Loan Company is a well established finance company who are committed to providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. An independent finance house and brokerage specializing in vendor finance schemes.

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    we give out loan with an affordable interest rate of 2% Do
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    ReplyDelete
  27. Hello,

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  28. Good Day Everyone,
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    ReplyDelete
  29. Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin.Meet our loan officers. Please choose the loan officer that you were referred to view their personal page and apply online.Wisconsin FHA Each loan officer's page includes the following services.

    ReplyDelete
  30. Good Day Everyone,
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    ReplyDelete
  31. Good Day Everyone,
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    ReplyDelete
  32. Good Day,

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    ReplyDelete
  33. standard chartered Loan Firm
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  34. standard chartered Loan Firm
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  35. standard chartered Loan Firm
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  36. standard chartered Loan Firm
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  37. standard chartered Loan Firm
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  38. Hello,

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    ReplyDelete
  39. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

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    ReplyDelete
  40. Hello,

    I just got a loan amount of $300,000.00 from Mr Rowland Perry, He is a real online lender, i just wanted to give it a trial because i don't believe anything online. To my greatest surprise i received an alert that the funds has been transferred to my account.

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    ReplyDelete
  41. Do you need Personal Loan?
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  42. Good Day Everyone,
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    via email barbarahodgeloanfirm@gmail.com

    ReplyDelete
  43. Good Day Everyone,
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    via email barbarahodgeloanfirm@gmail.com.

    Our Services Include the Following:
    Debt Consolidation
    Second Mortgage
    Business Loans
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    International Loans
    Loan for any kinds
    Family loan
    E.T.C

    Loan Application Form:

    * Name of Applicant:
    * Address:
    * City:
    * State:
    * Country:
    * Gender:
    * Marital Status:
    * Age:
    * Occupation:
    * Income Rate:
    * Tel:
    * Mobile:
    * Amount Requested:
    * Loan Duration:
    * Loan Purpose:
    * Have you applied for a loan before?
    * If yes; Name of company & Location:

    EMPLOYMENT:

    * Place of work:
    * Address:
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    Loan Officer.

    Monday-Saturday:7:30am-6:30pm {Processing time}.
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    After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

    BARBAR HODGE

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    Awaiting your swift reply.

    ReplyDelete
  44. Divine Loan Opportunity Offered By CHESTER BRIAN LOANS That Save My Family From Financial Bondage {Brianloancompany@yahoo.com }

    Hello Everyone, I am Rosie Rhoma a single mom from Texas USA, I will like to share this great testimony on how i got a loan from Chester Brian Loans, when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan from my bank and some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to Daisy Maureen. At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought, due to my homelessness i had to take a trial and applied for the loan, luckily for me i received a loan of $80,000.00 from Chester Brian Loans. Am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All thanks and gratitude goes to CHESTER BRIAN LOAN COMPANY for giving a meaning to life when i had lost all hope. If you currently seeking for a loan assistance, you can contact them via: {Brianloancompany@yahoo.com } OR text (803) 373-2162

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  53. My name is Alex Jack from United States. I want to thank Julie Jones who helped me to get a loan. For the past three months, I have been searching for a loan to settle my debts, everyone tried to dupe me of my money until I finally met Julie Jones. she was able to give me a loan of $2,000,000 euros. she can also help you. she has also helped some other colleagues of mine. If you need any financial help, kindly contact her company through email (juliejonesloancompany@yahoo.com) I believe she can help you. Contact her to get help just as she helped me. below are her words of encouragement to those seeking for a legit and honest private loan lender. contact her company through email (juliejonesloancompany@yahoo.com)

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  58. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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  59. Hello,

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    I tried seeking loans from various loan Companies both private and corporate but never with success, most banks declined me due to bad credit But with God helping me, I was introduced to a private loan lender who gave me a loan of $20,000 yesterday ,now i am very happy because my children can go to school, if you must Contact any firm or company with reference to securing a loan, please contact Mrs Nancy Austin,She doesn’t know that am doing this but am so happy now and i decided to let people know more about her and also i want God to bless her more.

    You can contact Mrs Nancy Austin through her email: nancyloanhelp@gmail.com

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  60. WELCOME TO PATRICIA KINGSMAN patriciakingsman.loans2016@gmail.com our aims is to provide Excellent Professional Service.

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

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    We offer a wide range of financial services which includes: Personal Loans, Debt consolidation loans, Business Loans, Education Loans, Mortgage Secured Loan, Unsecured loan, Mortgage Loans, Payday off Loans, Student Loans, Commercial Loans, Car Loans, Investments Loans, Development Loans, Acquisition Loans, Construction Loans, with low interest rate at 2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

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    BORROWER INFORMATION

    1)Full Names:
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    5)Sex:
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    patriciakingsman.loans2016@gmail.com

    We look forward to hear from you ASAP

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    ReplyDelete
  61. My name is Mrs Patricia Kingsman we are a new legit loan lenders of 2018 and we like to help any body that need financial help we offer as from $500,000.00 and $5,000,000.00 and we also give out loans in euro above that so if you need help kindly send us an email on:patriciakingsman.loans2016@gmail.com so that your loan transaction can take place now you will be with your loan in the next 24 hours it is a fast transfer and is safe without any delay. So email:patriciakingsman.loans2016@gmail.com if interested

    Email:patriciakingsman.loans2016@gmail.com

    ReplyDelete
  62. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: Patriciakingsman.loans2016@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly
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    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: Patriciakingsman.loans2016@gmail.com

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    ReplyDelete
  63. Greetings..
    Please contact us for your secure and unsecured Loan at an Interest rate of 2%
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    Is the difficulty of the economy affecting you this year, is your bank refuses to give you a loan for the chrismas? If your answer is yes, then you need a loan. I’m Mrs Patricia Kingsman, the owner of a lending company We offer safe and secure loans at an interest rate of 2%.

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    Patricia Kingsman
    Patricia Kingsman loan company

    ReplyDelete
  64. Attention

    We are a financial consultant that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $500 Million Dollars, With our company (Patricia Kingsman loan company) and other TOP PRIME AA BANKS like Bank of America, HSBC, Lloyds, Wells Fargo, The Best Banks for SBA Loans etc.

    Feel free to engage our leased facilities in trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans) and many more.

    We have provided over $1 Billion in business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don't know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Patricia Kingsman loan company is the answer. Reduce your payments to ease the strain on your monthly expenses. contact us via Email(patriciakingsman.loans2016@gmail.com)

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable.
    Email us via: patriciakingsman.loans2016@gmail.com

    Regards
    Mrs Patricia Kingsman
    Email: patriciakingsman.loans2016@gmail.com
    Motto: We offer the fastest and reliable financial services

    ReplyDelete
  65. Hello everyone my name is katheryn Liz Rhea am from San Francisco i just received my loan now from Mrs Patricia Kingsman loan company they are new legit loan company of 2018 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great there mail is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  66. Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Patricia Kingsman loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Patricia Kingsman said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my back that there is money on my account. Today i am very happy i have never been scammed before and i got my loan once so now i am happy and me and my family us going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is patriciakingsman.loans2016@gmail.com.

    Once again i remain Maksims Odincovs

    ReplyDelete
  67. Hello Everyone

    My name is Gabriela Yunes i am from New York City i have been looking for a loan online and all i get is scammers but i found this loan company called Patricia Kingsman loan company and i have seen people online testify about there good deeds so i decided to try if i will be happy once again so i applied for a loan of $350,000.00 and the loan lender Mrs Patricia Kingsman assured me that in 12 hours my loan will be in my bank account so today as i was working i received a message from my bank that there is some funds of $350,000.00 in my account and i thank Patricia Kingsman because she is real so if you need any online loan please do not be scammed like me apply from this company because she is the only real company that gives loan online. There mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  68. My name is Vonda Dionne i am from Los Angeles i just got my loan from a new legit loan company of 2018 and the name of the company that helped me with my loan today is Patricia Kingsman loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact there mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  69. Good day everyone my name is Maria Mireia Yaiza Aurora and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2017 legit company and the name of the company is Patricia Kingsman loan company they have been helping people since 2016 and we are in 2018 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. there mail address is patriciakingsman.loans2016@gmail.com.

    have a nice day everyone and i pray you are all happy as i am today

    ReplyDelete
  70. My name is Alazne Orquidia Naomi and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Patricia Kingsman loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank there there money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. there mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  71. My name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Patricia Kingsman loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars on my account and immediately i received an alert from my bank Patricia Kingsman loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Patricia Kingsman loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. There mail address is patriciakingsman.loans2016@gmail.com.

    finally i am really happy and can start my own business now. Thank you once again Patricia you are great and God bless you and your company.

    ReplyDelete
  72. My name is Nathanael martyna patryx. I am from Norway i want to use this time to tell everyone in the internet that there is only one company that offers real loan and that company is Patricia Kingsman. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. I first i did not believe but i wanted for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very sucked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don't be fooled this is the right company to apply from. There mail address is patriciakingsman.loans2016@gmail.com and for you those who do not have an email address the company whatsapp number is +2348165719944.

    This company is true and great if you need a loan apply now and wait for your loan cause you will be happy with this company.

    Thanks everyone and i remain Nathanael martyna patryx.

    ReplyDelete
  73. Good day My name is Ebba Agnes Lilly i am from Sweden this company Patricia Kingsman people are talking about is real i never wanted a loan but i just said i should try this company and see if what people are saying is true and i applied for a loan from them yesterday and i just received my loan today from Patricia Kingsman loan company anyone if you read this message and you need a loan apply from this company cause they are going to help you this company is the only company that offers real loan online. The loan i applied from them was $75,000.00 dollars and in 8 hours time i got my loan so my friends don't be scammed if you need a real loan this is the right company to apply from. If you are interested of there loans there mail address is patriciakingsman.loans2016@gmail.com and there whatsapp number is +2348165719944.

    ReplyDelete
  74. Hello Everyone

    I am Wilma Linnea Matilda and i am from Vienna Austria. I was looking for an online loan and i was very scared i have never applied for a loan before and i loo very well and search for a real company there i found a company called Patricia Kingsman i look and i saw what people said about this company was true i decided to apply for a loan from the company and i needed a loan of $150,000.00 dollars to start a business when i applied she told me all i needed to do i did it and she assured me that in 8 hours time i was going to be with my loan i said okay and i waited in exactly 8 hours time i receive my loan from this company as i am writing this now i have never been scammed before and this company is great i have been hearing people talking about scams but i have never been scammed before and i thank God for that. So everyone if you need a real loan this is the right company to apply from they will help you and the time they tell you that you will receive your loan that is the exact time you will receive your loan. I just have to write this message to everyone so that you wont apply for a loan from the wrong company if you need a real loan contact this company and you will be happy. There mail

    address is patriciakingsman.loans2016@gmail.com.

    ReplyDelete
  75. Good day everyone

    My name is Damián Diego Alejandro i am from Madrid Spain. I want to use this time to write to the internet that anyone if you need a true loan Patricia Kingsman is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Patricia Kingsman i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i received an alert from my bank that there were a sum of 200,000 euros into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and o thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Patricia Kingsman is the right company to apply from. In case you are in need of money you can only contact them via mail or whatsapp and there mail address is patriciakingsman.loans2016@gmail.com. I thank everyone who rad my message and be safe and apply from this company because you will be happy with them.

    ReplyDelete
  76. My name is Oskars Kristiāns Chrysanthos Arno. I am from Riga Latvia. I want to write to the internet that if you need a real loan Patricia Kingsman is the real loan company that gives loan i applied for a loan from this company last week Friday and i just received my loan from them today so everyone if you need a real loan without been scammed this is the right company to apply from thus company is truly great and they are real so many people that have been scammed if you need a loan without being scammed this is the real company that gives loans i applied for a loan from this company Patricia Kingsman and i received my loan today so anyone around the world if you need a true loan locate this company and be rest assured that this company is going to put a smile to your face. the company can be contacted via mail or whatsapp there mail address is patriciakingsman.loans2016@gmail.com and there whatsapp number is +2348165719944. Thanks to anyone that will read this message this company does not know am doing this Am only doing it for people in need of a real loan to be safe.

    ReplyDelete
  77. I am Simón Máximo Sebastián by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Patricia Kingsman loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $7,000,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $7,000,000.00 in my account the money i was having on my account before was $1,000,000.00 and i now found $8,000,000.00 pulse my money and my loan was $8,000,000.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Patricia Kingsman is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so there mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  78. My name is Leo Daniel Archer and i am from Australia i live in a city of Sydney. Have been looking for a loan online since can not get a loan from my bank and have only found people scamming me of my money. Last week i was scammed by a loan company and God know i was ready to end my life but i said to my self let me try and see if i will see a honest company that was ready to help you. So i settled down and search for a company and i read so many good comments about this company Patricia Kingsman and i said let me apply and see if i will be lucky as other people i was afraid but i gave my self a chance and i applied for a loan of $80,000.00 i explained to this company that i have been scammed and they told me not to worry that they will help you that they have helped so many people from my country before. So i gave this company a chance and they assured me that in 8 hours time i was going to be with my loan i did not believe but i waited for my loan. In exactly 8 hours time i received an alert from my back that my account has be credited with $80,000.00. All thanks to Patricia Kinsgman this company is God cent. And i made a promise to my self that i will testify this company on how they helped me this company do not know am doing this now that am telling people on the internet how they helped me so everyone if you need a real loan Patricia Kingsman is here to help you do not be fooled by fake people who clam to be lender. I almost forgot you can only contact this company via mail or whatsapp and there contact details is patriciakingsman.loans2016@gmail.com whatsapp is +2348165719944. This company is real and true so anyone that reads this message and you are interested contact this company cause they are the only one's that can help solve your problems.

    ReplyDelete
  79. Patricia God will bless you and your company

    My name is Sofía Ximena Jimena. I am from Oslo Norway i have nothing much to say anyone that need a true loan without you being cheated should apply from Patricia Kingsman cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was 50,000 euros because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Patricia Kingsman God will bless her and his company for putting a smile to my face. So anyone around the world from Norway and other countries that need a loan your helper is here and the company is Patricia Kingsman anyone that applied from Patricia Kingsman loan company will have no problem cause you will receive your loan exactly the time she tells you. there company mail address is Patriciakingsman.loans2016@gmail.com

    Once again God bless you Patricia Kingsman and may you live long to continue helping people.

    ReplyDelete
  80. My name is Oddvar Gunnar Stian and i am from Berlin in Germany. I just received my loan from Patricia Kingsman loan company right now and i have heard about this company and i thought it was a fake company but now i am so happy this company helped me and 100% this company is real so anyone that need a loan this is the right company to apply from now i applied for a loan for my business of 250,000.00 euros and this company helped me without delay i am so happy i am testifying this company because i saw other people do it and i am happy to be among the people who shares testimony on how this company helped me so everyone if you need a real loan your helper is here. there contact information is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  81. We gives out both business and personal cash no collateral required. term cash of all amounts I think you have come to the right place. We offer Cash at low interest rate of 3%. Interested people should please contact us on For immediate respond application Contact us via email ghalibsolution@gmail.com

    ReplyDelete
  82. I Promise to Share This Loan Testimony Because of God Favor in My Life, i have being in search of loan over the internet and still was not able to get a loan because i'm blacklisted due to my bad credit score i lost my job and i lost my home i was living in the street frustrated without shelter or food , till one day i came across a testimony on the internet of how this company have been helping people with loans so i tried unfortunately my loan was granted without no collateral i applied for $100,000 i am so happy thanks be to shelter finances please in case you need a legit lender and a God fearing lender contact now here is their email :(shelterfinances@aol.com)

    ReplyDelete
  83. I Promise to Share This Loan Testimony Because of God Favor in My Life, i have being in search of loan over the internet and still was not able to get a loan because i'm blacklisted due to my bad credit score i lost my job and i lost my home i was living in the street frustrated without shelter or food , till one day i came across a testimony on the internet of how this company have been helping people with loans so i tried unfortunately my loan was granted without no collateral i applied for $100,000 i am so happy thanks be to shelter finances please in case you need a legit lender and a God fearing lender contact now here is their email :(shelterfinances@aol.com)

    ReplyDelete




  84. Good Day Everyone

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    ReplyDelete
  85. Ofrecemos Préstamos Privados, Comerciales y Personales con tasas de interés anuales mínimas tan bajas como el 3%. Otorgamos préstamos dentro del rango de $ 1,000.00 a $ 500,000.00. Si está interesado, respondame ahora. Contáctenos en whatsapp +1(214)305-8945, correo electrónico: willianloanfirm6@gmail.com

    ReplyDelete
  86. I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY.
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    ReplyDelete
  87. A MUST READ :Me and my family has been in poverty for about five years now and my husband have left us six years ago and he was very rich he was with another woman who do not even have a child for him and abandon me with my 4 children so one day my son said that his friend saw a post of one woman saying that he can help someone get a loan then my son use his friend's phone to email the woman then he cheated with her so the woman said that he will help us I said he was joking so he told us what to do then we did it 4 days later i got a loanand me and my family were living very fine then three days ago my husband came home on his knees he was pleading but now we are now back together again so am telling you now if you need a loan etc email her now on jasminnoorloancompany01@gmail.com,

    ReplyDelete


  88. good day, my name is torres i am a citizen of the united state of america i want to testify of the good loan lender who showed light to me after been scammed by 4 different internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000usd. one day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Jasmin Noor loan company (jasminnoorloancompany01@gmail.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 4 different lenders who did nothing but to course me more pain. i explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them, so if there is anyone who need a loan should email them

    ReplyDelete
  89. LIBERATED FROM DEBT NOW PROPERTIES OWNER WITH THE HELP OF PROSPER LOAN: prosperloanfirm@yahoo.com

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  90. ATTENTION ARE YOU IN NEED OF PERSONAL LOAN/INVESTMENT LOAN/BUSINESS FUNDING?

    We are a financial consultants that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $700 Million Dollars, we liaise with consortium of Business Tycoons in custody of large funds with interest in various project funding. We fund via issuance of bank instruments such as BG/SBLC/MTN/Bonds or delivery of direct Loans. We offer loan to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate, We are a group of energetic and experienced loan professionals with thorough knowledge of financial markets, we are committed in providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. I believe you might be interested in starting up a new business in need of funding or expanding the scope of your already existing businesses, our investors are also interested in funding / partnering experts in cryptocurrency trading. we are ready to invest large sum on traders who are ready to proof their expertise in the new industry with our reliable loan company and other TOP PRIME AAA BANKS like Bank of America, HSBC, Lloyds, Wells Fargo, The Best Banks for SBA Loans and many more. You will never regret anything in this loan transaction because i will make you smile via Email (marianotorrezloans@gmail.com) have you been looking for a quick and legit loan online why don't you try Dr. Mariano Torrez Gómez loan company and be free from debts note getting a loan from this company is 100% assured and guaranteed

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    ReplyDelete
  91. We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 10B EUROS/USD

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    ReplyDelete
  92. My name is kurt wellens I am a business loan lenders give loans to people who they need the
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  93. Hello,
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    ReplyDelete
  94. I am a private investor i give out secured guarantee loans to Business Men and women who are into Business transaction,automobile purchase, house purchase loan and other personal loans E.T.C. we give out long term loan for five to fifty years maximum with 3% interest rate. In this you can as well tell us the amount you need so that will can send you the terms and condition that is if you are really interested in getting a loan from us, Loans are given out in Euros, pounds and United States Dollar the maximum I give is $20,000,000 USD and the minimum $5,000 USD. I also render Collateral And Non- Collateral Loans For Your Business Start up. If interested contact us Now @:( patriciachandler40@gmail.com )

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    ReplyDelete
  95. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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  96. Apply for a low interest Business/Personal loans to pay your bills or start your own business. If interested, contact us via email : dwanerobertloanfirm@gmail.com

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    ReplyDelete

  97. ATTENTION ARE YOU IN NEED OF PERSONAL LOAN/INVESTMENT LOAN/BUSINESS FUNDING?

    We are a financial consultants that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $700 Million Dollars, we liaise with consortium of Business Tycoons in custody of large funds with interest in various project funding. We fund via issuance of bank instruments such as BG/SBLC/MTN/Bonds or delivery of direct Loans. We offer loan to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate, We are a group of energetic and experienced loan professionals with thorough knowledge of financial markets, we are committed in providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. I believe you might be interested in starting up a new business in need of funding or expanding the scope of your already existing businesses, our investors are also interested in funding / partnering experts in cryptocurrency trading. we are ready to invest large sum on traders who are ready to proof their expertise in the new industry with our reliable loan company and other TOP PRIME AAA BANKS like Bank of America, HSBC, Lloyds, Wells Fargo, The Best Banks for SBA Loans and many more. You will never regret anything in this loan transaction because i will make you smile via Email (marianotorrezloans@gmail.com) have you been looking for a quick and legit loan online why don't you try Dr. Mariano Torrez Gómez loan company and be free from debts note getting a loan from this company is 100% assured and guaranteed

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    *project financing
    *Truck Loans
    *Car Loans
    *Refinancing Loans
    *Debt consolidation loans
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    *Marriage Loans or Celebration Loans
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    We are provider, lessor and monetizer of financial instruments such as Bank Guarantees(BG) , Standby Letters of Credit(SBLC) , Letter of Credit (LC), SKR, MTN, LTN, BANK DRAFT, LOAN, PROJECT FINANCING and OTHERS. We are willing to pay 1% commission to any Agent or Broker who introduces clients to us, We have provided over $30 Billion in business loans to over 50,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $700 million. Do you find yourself in a bit of trouble with unpaid bills and don't know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Mariano Torrez Gómez Financial Group is the answer. Reduce your payments to ease the strain on your monthly expenses. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable
    Email us via: marianotorrezloans@gmail.com

    Regards
    Dr. Mariano Torrez Gómez
    Phone Contact: +1 (405)383-3602
    Email: marianotorrezloans@gmail.com
    Motto: We offer the fastest, dynamic and reliable loans

    ReplyDelete
  98. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    Here comes an Affordable and Legit Loan that will change your life for ever, I am Dr. Bentley Grants a certified loan lender, I offer loan to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because i will make you smile. Email: (dr.bentleygrantsloans@gmail.com) have you been looking for a quick and legit loan online why don't you try Dr. Bentley Grants loan company and be free from debts note getting
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  107. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?


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  119. Hello everyone, My name is Mr mike I am from the Alabama, United State, am here to testify of how i got my loan from Mr mike Alex Loan Company{ ( (davidmike01477@gmail.com)} after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr mike Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr mike Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr mike Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr mike Alex Loan Company his email address is ( (davidmike01477@gmail.com)or Text: +19513561932 10 augustus, 2018

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